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We’ve Got You Covered

Personal Loans

Business Loans

Fix & Flip Loans

Debt Consolidation

Student Loan

Credit Cards

Why Credible?

Free To Use, No Hidden Fees

Loan Amounts From $1,000 to $100,000

Prequalified Rates In 2 Minutes

Compare Rates From Multiple Lenders

How LendingTree works

Three steps to your best loan
1

ANSWER A FEW QUESTIONS

Give us some details on the kind of loan you need and how you’ll use it. We’ll send your request out to our lender network, and within seconds, you’ll see competing offers.

2

SHOP AND COMPARE

This works just like shopping for a flight. Lenders are competing for your business, which means you get the most competitive offers. No markup from us.

3

MAY THE BEST LOAN WIN.TM

We make loan shopping easy. You can compare offers side by side, talk with loan officers to haggle, or in many cases, just apply online. Choose the loan that works best for you.

Better rates through better data

There’s more to you than your credit score. Your education and job history help us understand more about your future potential, and allow you to get a lower rate.
 Upstart PartnersOther Lenders
Credit score
Years of credit
Education
Area of study
Job history
Our borrowers save an estimated 23% compared to their credit card rates**

What Does LendingTree Do?

We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win!

Whether you’re a first time homebuyer looking for a mortgage or you’re in the market for a small business loan, we’ve got you covered. LendingTree is a leading online loan marketplace with one of the largest networks of lenders in the nation. Some of our products and tools include:

Personal Loans

Business Loans

Fix & Flip Loans

Debt Consolidation

Student Loan

Credit Cards

Personal Loans To Support
The Moments That Matter Most

Debt Consolidation

Credit Card Refinancing

Wedding Expense

Career Development

Start New Business

Home Improvement

Vacation

Car Financing

Moving Expenses

280+ Partners trust and use Credible

Frequently asked questions

We help you get the best deal possible on your loans, period. By giving consumers multiple offers from several lenders in a matter of minutes, we make comparison shopping easy. And we all know-when lenders compete for your business, you win!

Whether you’re a first time homebuyer looking for a mortgage or you’re in the market for a small business loan, we’ve got you covered. LendingTree is a leading online loan marketplace with one of the largest networks of lenders in the nation. Some of our products and tools include:

What is an unsecured personal loan?
An unsecured personal loan is money you can borrow from a financial institution like a bank, credit union, or online lender that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest. The loan terms and interest rate vary based on the lender and your credit.
What are the requirements to qualify?
Each lender has their own set requirements to qualify for a personal loan. But what they typically look for are borrowers who are 18 or older, U.S. citizens or permanent residents with a valid Social Security number, have a steady income, and those who have a good credit history.
How much can I borrow with a personal loan?
An unsecured personal loan is money you can borrow from a financial institution like a bank, credit union, or online lender that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest. The loan terms and interest rate vary based on the lender and your credit.
Will checking my rates affect my credit score?
An unsecured personal loan is money you can borrow from a financial institution like a bank, credit union, or online lender that doesn’t require collateral (like your home or car). Once approved for an unsecured loan, you’ll make monthly payments to pay it back in full, plus interest. The loan terms and interest rate vary based on the lender and your credit.
How quickly will I receive my funds?
Once you’ve completed the loan application process, most lenders can fund your loan by the next business day (though it can take up to about a week, depending on the lender and your application).

Our Client Success Team Is Always Here To Help